Monthly budget calculator

Figure out exactly where your money’s going each month, and how much you’ve got left to save. Enter your income and expenses below — the numbers update instantly.

How to use the calculator

Enter your monthly income from any source — part-time work, allowance, or student finance.
Add your rent, food, and other regular costs.
The calculator shows your total spending, what’s left to save, and your savings rate — automatically, as you type.

What the numbers mean

Your savings rate is the percentage of your income you’re putting aside rather than spending. A common target is around 20%, though anything you can manage consistently is a good starting point. If your number comes out negative, it means you’re spending more than you’re bringing in — worth a closer look at where it’s going.